Okay now we are in scary waters. Because here are the facts:
We get old, we get sick, and we need care. But all things are not equal. In 25 years time, there will be far more people getting older, retiring, and getting sick. Not only that, but at the end of our lives, instead of one thing killing us, we will probably be suffering from two or three serious illnesses. Not only only that, but we will also live longer, and be sick longer, than ever before.
That is scary. This is what all hubbabaloo is about when politicians talk about Social Security and Medicare/Medicaid and their voices get all tense and strained. No one expected there to be so many more people using up these benefits than paying into them, but there it is.
And it is a problem. But the solution is not within the problem. It's not to make younger people work longer and older people to pay more and for everyone to expect less. The system is fine. What's not fine is the cost of healthcare.
Healthcare costs have run amok. And insurance INFLATES THE COST OF HEALTHCARE. That's all it does. it does NOTHING to curb costs. It's not mathematically possible for insurance to make healthcare cost less when the insurance industry profits, when it pays employees, when it spends money on marketing, and when it spends money on research and lobbying and on rent, utilities, and all the other things the insurance industry spends money on. All that inflates healthcare. Healthcare costs are inflated BECAUSE of insurance.
People should not carry insurance. Doctors and hospitals should, in case of malpractice, but people should not. If people did not have insurance, the costs of healthcare would IMMEDIATELY plummet to a level we could afford.
And then Medicare and Medicaid and Social Security would be saved.
You're welcome.
No comments:
Post a Comment